THE INFLUENCE OF FINANCIAL DISTRESS, FINANCIAL KNOWLEDGE, FINANCIAL EDUCATION, FINANCIAL LITERACY, ON FINANCIAL MANAGEMENT BEHAVIOR IN BOGOR REGENCY MSME

This research discusses financial management behavior of MSMEs in Bogor Regency. The aim of this research is to determine the influence of financial distress, financial knowledge, financial education and financial literacy on financial management behavior of MSMEs in Bogor Regency. Quantitative method is the method used in this research. The sample used was 396 respondents. The measuring instruments used are the Likert scale and the in charge financial distress/financial well- being scale. The data analysis used to answer the research formulation is multiple linear regression analysis using the SPSS version 25 application. The results of this research are that financial distress, financial knowledge, financial education, and financial literacy influence financial management behavior